Final Retirement Countdown
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Photo courtesy of Pexel.com |
This is my last formal week of work. Next week and through April 8th, I'm technically still employed, but I'll be disconnected from all systems likely the 7th. The week of the 31st is just final knowledge transfer, random booked time, but using yet more vacation. For myself, I have to make sure I can get into all systems for retirement after Monday the 7th setting up messaging to go to my personal "work" email. The list of must do's and questions to be answered with clarity is growing.
- Final written directions for processes I've been doing, recording actionable demonstrations as relevant
- Changing my automatic reply again- it already was changed a month ago to direct more to my replacement or the appropriate shared mail boxes
- Setting up the return of my computer gear, chair, and sit stand desk top
- Setting up for paying medical insurance premiums, starting before May 1
- Verifying steps to get my allowed vacation and sick accrual converted to my HSA
- Knowing how to get HSA reimbursement as getting timely reimbursement is critical
- Final draw down on my medical flex account, calculating exactly what will be there after last paycheck and not over or under request
- Updating once again my cash flow budget to defer any retirement withdrawal longer in hopes my accounts rebound
- Coordinate moving or at least timing my current deferred comp account with the already consolidated accounts
Thursday is a very low key retirement get together at Malcom Yards in Minneapolis. We did a low key baby shower there too. I could have done without any fan fare, this not being the retirement celebration I ever envisioned. But, and I guess I do feel honored, my boss and colleagues and many others that I've worked with over 38 years in early childhood education and policy insisted on something. This expanded happy hour was the compromise. If you're ever in Minneapolis, it's a fun place to gather.
I am on a lot of groups for planning retirement. Many, too many, report being bored. My sister's are awesome examples of that, though I think late summer to early fall are excluded. That had been a worry for me. As I eased into it a bit with four day weekends in March, I'm less and less concerned about boredom, while more concerned about financials. As you all know though, I've got some plans to mitigate that.
My weekend get away was good. We found a couple new places, was wineries, distilleries, and tasting rooms, worth a day trip ( as we would have had to stay over), but also had uninterrupted sisters time. We found the dullest bar in America. We thought as it was a bowling alley, bar, and restaurant, plus bar area loaded with televisions, it would be fun for having a beer and March Madness games. While semi full, it was quiet. Really quiet-even from the bowling alley side as every pin could be heard, but no talking, laughing or general chatter.
Still, we had budget beers and a mediocre appetizer and my sister who was the driver could splurge since it was walking distance to hotel. The hotel was typical, clean, friendly staff, but also very quiet. We had more drinks, more basketball ( we all had brackets), and played cards before crashing. Sleeping in past 7:30 was unheard of for all of us, so felt good. We lingered over coffee, yogurt, fruit, and took a scenic drive back, stopping for lunch outside of town. All in all, the recharge I needed. I hope you all have a good week.
I don't think you'll be bored at all tbh. You have an active social life and kids who you spend time with :)! My friend's mom is a single gal and retired for over 5 years, she is bored because she is the oppposite of you! It will be what you make of it, and I think you're going to make it fun for you :)
ReplyDeleteMy project list is growing daily.
DeleteNever been a bored moment for me after retirement. There has always been plenty to do - especially around home and yard. I hear many say they have no idea had they got everything done while working! I feel the same.
ReplyDeleteSounds like a nice weekend. You got this.
I know I've neglected everything but the absolute necessity around the house.
DeleteThe beginning of a new life. Enjoy!
ReplyDeleteThank you- I'll try.
DeleteI also doubt you will be bored. For me it has come and gone but we have moved to different parts of the country twice since retiring and that has meant an extended time to rebuild connections and activities outside the home. Enjoy this new adventure!
ReplyDeleteI likely won't relocate but hope to travel for long periods of time.
DeleteI'm glad the weekend was fun! Retirement's in touching distance, how exciting! My Mum always used to say that only boring people get bored and you're definitely not a boring person! xxx
ReplyDeleteI'm pretty full really, but my list is long and I've realized time is short.
DeleteI’m happy to hear your weekend getaway was fun. How nice of your boss and coworkers to honor you! As far as getting bored, I think you’ll find plenty to do to keep you busy. I’m excited for you!
ReplyDeleteMy house is quite a wreck so starting there in the early days then to the outside will fill a lot of time.
DeleteMaybe the name given to free time is the problem. I have never been bored. I look at free time as a chance to sew, read, work in yard, sleep late, eat snacky things, cook something time consuming, watch and listen to birds. It seems you have many interests, and you are an inquisitive person.
ReplyDeleteI am looking forward to pursuing more interests.
DeleteA big step forward! I agree with what others have already said: I don't see you as being bored. May the countdown list go smoothly and you cross over to the retirement side smoothly, my friend!
ReplyDeleteI was swamped yesterday so hopefully today is a bit more settled and an follow-up on a few actions.
DeleteHow exciting! I bet you'll find your days filled up and wondered how you had time to work. The trick is finding something you love doing and keep busy
ReplyDeleteMaybe my house won't look like it's been in a tornado each day. That would be a start.
DeleteThis is an exciting time for you! I doubt you'll be bored. I think boredom sets in for those who's entire life revolved around work. That doesn't sound like you at all. I understand your financial concerns, but I think you'll manage that as well.
ReplyDeleteThat's a good way to think about it. I'm invested in work but the last few years have pulled away. It's just a job now. The $$$ is scary right now.
DeleteI'm glad you enjoyed your weekend away, and that your colleagues want to mark your retirement with you... you deserve recognition for all you have done. Not long now xx
ReplyDeleteIt'll be interesting to see who comes. Of course there will be scheduling conflicts but I've had really nice messages from quite a few people that can't come.
DeleteSo excited for you, Sam! Yes, it seems scary now - but trust me, you'll adjust/adapt quickly! And I have no doubt you'll find things that will fill your days! NOW is the time to live your life for YOU!
ReplyDeleteI guess it is just me, so must make sure what time is left in life isn't wasted.
DeleteI am celebrating that I have a blank square on the calendar tomorrow because it seems every day has been packed with things to do. Trust me, you won't be bored unless you want to be.
ReplyDeleteI know I can fill time, but don't want to just be busy. I need to start on my house- every closet and cupboard is a disaster. Then, the yard.
DeleteYou will only be as bored as you want to be. You will find something you really want to do to fill your time. At the same time it’s ok to have nothing days where you just enjoy whatever happens.
ReplyDeleteI appreciate the encouragement. My house sure could use my attention.
DeleteI know Sam that this isn’t the retirement that you would have wanted - as I really think it’s ok to mourn what is not , whilst you move forward and embrace what is .
ReplyDeleteSiobhan x
Thank you, my friend. I know I need to figure this part of life out. That's why I really worry. I feel like I'm just 1/2 a person.
DeleteI also hate things that draw attention (goodbye parties, birthdays, etc). I don't mind a celebration dinner or what have you with my family, but anything beyond that is not something I'm interested in. My 50th is coming up & DH really wants to do a party. Absolutely not. I managed to get out of one for my 40th as well, & was about to have a baby on my 30th, so skipped those. I'm glad they want to celebrate you, even if it's not your wheelhouse. It's a major transition for some (me), & I'm not yet considering myself fully retired. You will find your way, but I think it takes experimentation and effort. (Hawaii Planner)
ReplyDeleteI know some past colleagues are planning to come and it will be a chance to see people in person. Being at a very public place will keep it casual. My list is growing and I'll figure out the money.
DeleteI'm with Hawaii Planner in that I don't like big celebrations. A family dinner maybe but not something that draws attention to me. I actually refused to have a retirement party even after 35 years as I was so pissed off at my boss - and then my colleagues threw me a great one in my office that actually made me cry! I'm glad your colleagues made a fuss of you as I'm sure you deserve it. And no, I don't think you'll be bored either!
ReplyDeleteI'm not a big cryer, but I'm expecting some tonight. It's feeling surreal now as each day is closer. My indoor projects will keep me busy until I can really get outside. I've got years of work needed on this house and my yards.
DeleteI cannot imagine being bored in retirement. They must have ZERO interests. I keep a mostly empty calendar and enjoy each day as I am gifted a sunrise. Walking, reading, sewing/quilting, knitting, more walking, cooking, gardening which is about 6 months/year here.......and the beautiful thing is when an "I need you call/text comes", I can drop what I'm doing and go. And I travel when I want to. I never dreamed this people person could be a homebody but I love my home. Oh, and I joined a gym for cardio/balance work!
ReplyDeleteThe only time I was bored when I left work was when the kids were wee little, but I was also exhausted. Once they were all in school, I thought I might be bored, but the days seemed to go quickly. You will find your way, both emotionally and financially. I understand it’s not how you imagined your retirement, and I am sorry. But, you have earned every second of your retirement! You deserve to be able to spend your time exactly as you please. I am so excited for you.
ReplyDelete-Meg B.