Sunday Scaries
It's 10 weeks now until my retirement ( plus two days). There's that inner experience so many people get on Sunday nights, the Sunday Scaries, dreading that they have a whole work week ahead and the weekend is over. I never really experienced this too much, Monday was an opportunity for a fresh start, so it wasn't Monday I dreaded. However, Tuesdays have always felt like a challenging day. Once Tuesday closed, I felt like the rest of the work week was a breeze, even when it wasn't. This morning though ( or more middle of the night), I woke up with an uneasy, uncomfortable brain worm. Am I making a huge mistake giving up a good job with benefits and living just off retirement savings? At least until December, I'll solely be using my 401K from my current employer, so I can avoid the additional tax penalty of withdrawal before 59 1/2. If you're at least 55 and use accounts from the employer you retire from, the 10% pe...